Trailer Insurance

A trailer is handy when you need to move larger items or a boat. The law requires that a motor liability insurance be taken out for a trailer. You can take out a trailer insurance policy and take care of its registration easily online.

We can offer you motor liability insurance and comprehensive motor vehicle insurance for trailers with a total mass of up to 3,500 kg. Comprehensive motor vehicle insurance, which is optional, will provide cover for your trailer or boat trailer against theft or collision, for example.

Before you start driving, always check your trailer’s

The proper Business Owners Policy can keep your day-to-day operations protected with options such as :

  • lights
  • hitching devices
  • tyre tread and pressures and
  • any breaks.

Trailers Covered By Insurance

Most trailers can be insured, regardless of whether they're being used for private or commercial purposes. Exceptions to this are rare, and are generally limited to trailers that are considered too high-risk to insure. If you're unsure whether your trailer qualifies for coverage, call The CFI Agency and ask for more information.

Trailer types that are usually covered include:

  • Horse trailers
  • Camping trailers
  • Car trailers
  • Boat trailers
  • Cargo trailers
  • Bicycle trailers
  • Semi-trailers
  • ...and many others

What's Covered

Most plans for trailer insurance include, but do not require, all of the following:

  • Liability Coverage: This form of insurance covers costs associated with property damage or bodily injury done to other people. Your existing vehicle liability coverage may or may not extend to your trailer—if not, this will need to be purchased separately or added to the main coverage.
  • Collision Coverage: If your trailer is damaged during a collision, this policy can help pay for repairs (regardless of whether or not you're at fault).
  • Comprehensive Coverage: This part of trailer insurance deals with damage to the trailer. Damage can come from many different sources. Fire, severe weather, vandalism, and water damage are among the most common uses for this coverage.
  • Contents Coverage: If your trailer is being used to carry and store personal items (clothes, furniture, etc.), this policy can help replace them in the event they're stolen, damaged, or destroyed. For especially large shipments, you might consider cargo and freight insurance.

Please be aware that trailer insurance is not the same as commercial trailer insurance, which is designed for vehicles being used for business purposes (including the transport of products) and covers different liabilities