If you’re carrying paying passengers, volunteering for a local sports club or just need extra space for your growing family (and all their friends!) we’ll get the minibus insurance you want.
We’ve been providing motor insurance for more than 20 years. We get it. And when it comes to your minibus insurance quote, we’ll get that too.
Sometimes even the most spacious MPV isn’t adequate. So, if it has more than 6 seats, we can offer a range of mini bus insurance options for personal use.
Obviously, if you do use your minibus for business purposes, we have cover for that too. And we’ll automatically make sure you’re covered for social, domestic and pleasure purposes.
This is mostly a matter of scale. If eight or ten different people are all injured in a collision, a standard policy probably won't be able to cover the medical payments for all of them, leaving you to make up the difference. The larger policy cap of minibus insurance makes it much easier to handle a high number of claims.
Minibus Insurance Features
There are three major forms of minibus insurance:
- Private use covers minibuses that are used for a single large family. This is an especially popular choice for families that are too big for a standard-size vehicle and decided to pick up a large van instead.
- Hire and Reward covers the use of minibuses for picking up passengers, accepting payments from them, and dropping them off at another location. Essentially, this is the use of minibuses as a taxi service.
- Business use covers minibuses that are used for any reason except private use or hire and reward. Groups that would need this format include churches, clubs, schools, organizations, and businesses that decide to pick employees up in a van rather than having all of them commute on their own.
As the owner of a minibus, you want to be sure that everyone inside of it is covered. The amount of insurance you need can vary depending upon how many people use the minibus as well as the purpose of its usage. Speak to a The CFI Agency agent about how you plan to use the vehicle before asking for a quote. This will help you get the most affordable coverage while making sure everyone in the vehicle is adequately covered.